Your Complete Guide to Egg Freezing in Chicago (2025)

Whether you’re living in Chicago, the suburbs, or downstate, Illinois offers a wealth of fertility resources — including some of the most progressive insurance laws in the country. If you’re considering freezing your eggs in Illinois, this guide is here to help. We’ll walk you through costs, insurance coverage, where to go, and how Cofertility can help make the process more affordable (or even free).

Cost of egg freezing in Chicago, Illinois

In the state of Illinois, the total cost of egg freezing typically ranges from $10,000 to $15,000 and up per cycle, not including medications, which can add another $3,000 to $6,000. This base cost usually covers:

• Initial consultation and fertility testing
• Monitoring appointments (bloodwork and ultrasounds)
• Egg retrieval procedure
• Anesthesia
• Egg freezing (aka vitrification)
  

Additional expenses to consider:

• Annual storage fees ($1,000+)
• Pre-testing bloodwork ($200-400)
• Future egg thawing, fertilization, and embryo transfer ($2,500+)

💡 Pro tip: Some clinics offer discounts for multi-cycle packages, and many partner with third-party financing companies. You can also freeze your eggs for free through Cofertility’s egg sharing program.

Is egg freezing covered in Illinois?

Here’s some good news: Illinois is one of the few states with a fertility insurance mandate. The Illinois Insurance Code requires many employer-sponsored health plans to cover infertility diagnosis and treatment, including fertility preservation for medically necessary reasons (like cancer treatment).

However, elective egg freezing (i.e., freezing your eggs for future family planning, not due to a medical condition) is not guaranteed to be covered, even in Illinois. Coverage varies by plan and employer, so it’s essential to call your insurance provider and ask for specific policy details.

If you're freezing your eggs because of a medical diagnosis (like cancer), your chances of getting insurance coverage are much higher.

Best egg freezing clinics in Chicago, Illinois

Illinois is home to many well-established fertility centers, especially in the Chicago metro area. When choosing a clinic, consider proximity, doctor expertise, patient reviews, success rates, and whether the clinic is in-network with your insurance.

Here are some top-rated clinics we often work with:

Chicago

Chicago IVF (Orland Park)
10811 W 143rd St, Suite 120
Orland Park, IL 60467

Fertility Centers of Illinois (River North)900 N Kingsbury St, Suite RW6
Chicago, IL 60610

IVF1 (Naperville)3 N Washington St, 2nd Floor
Naperville, IL 60540

Kindbody - Chicago (West Loop)333 S Desplaines St, Suite 201
Chicago, IL 60661

Reproductive Medicine Institute (Streeterville)233 E Erie St, Suite 307
Chicago, IL 60611

If you work with Cofertility to freeze your eggs, we can help you find the right clinic.

Where to get egg freezing medications in Illinois

During your egg freezing cycle, you'll need several specialty medications for ovarian stimulation. These are not medications you can get at your typical CVS or Walgreens drugstore but instead come from a specialty or mail-order pharmacy. 

Depending on where you’re located, there are a few options for obtaining these prescriptions in-person, including:

• Braun PharmaCare - Chicago (Lincoln Park)
• Walgreens Specialty Pharmacy – Chicago (multiple locations)
• Northwestern Specialty Pharmacy – Chicago (Streeterville)

You can also opt for mail-order pharmacies like:

• Schrafts 2.0
• Freedom Fertility Pharmacy
• Alto Pharmacy
• SMP Pharmacy

These mail-order companies typically require 24-48 hours for delivery to your home or office. Always ask your clinic which pharmacy they recommend, and check if your meds can be bundled into a financing plan.

Freeze your eggs with Cofertility

At Cofertility, we believe you should have power over if, how, and when you grow your family — without cost being the biggest barrier. That’s why we offer two programs to make egg freezing more accessible:

1. Split Program (freeze for free)

Qualify to freeze your eggs for completely free when you donate half to a family who can’t conceive on their own. All costs — including medications, travel (if needed), and 10 years of storage — are covered. No payment or credit card required upfront.

2. Keep Program (you keep all your eggs)

Pay out of pocket, but access discounted pricing through Cofertility’s clinic and pharmacy partners. You'll also gain access to our supportive community and evidence-based resources.

Why choose Cofertility?

• Affordability & access — We help you freeze more affordably (or for free!)
• Community support — Join our online member space to connect with others freezing their eggs
• Compassion-first approach — We walk with you every step of the way
• Evidence-backed guidance — We provide trusted, expert-vetted fertility info
  store your eggs for 10 years, entirely for free if you qualify for our Split program.

Ready to Explore Free (or More Affordable) Egg Freezing?

Take our quick one-minute quiz to see if you qualify for one of Cofertility’s egg freezing programs. You’ll gain clarity, options, and a plan — all in under 60 seconds.