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New York City is a hub for fertility treatment, with some of the nation's leading egg freezing programs and most experienced fertility specialists. While having multiple options is beneficial, it can also make choosing the right clinic feel overwhelming. This guide will help you understand what to expect when freezing your eggs in NYC, from costs and clinic selection to practical logistics.

In this article, we'll cover the top NYC fertility clinics for egg freezing, typical costs in the metro area, insurance considerations specific to New York state, where to get your meds, and practical tips for managing treatment in the city. 

Cost of egg freezing in NYC

In New York City, the total cost of egg freezing typically ranges from $10,000 to $15,000 per cycle, not including medications which can add another $3,000 to $6,000. This base cost usually covers:

Additional expenses to consider:

  • Annual storage fees
  • Pre-testing bloodwork
  • Future egg thawing, fertilization, and embryo transfer

Some NYC clinics offer financing options, including payment plans and loans through third-party providers. Some also provide package deals for multiple cycles, which can reduce the per-cycle cost for patients who may need or want to freeze eggs more than once.

Keep in mind that Manhattan-based clinics typically charge premium rates compared to other cities. Not only are salaries higher for staffing in NYC, but real estate is also more expensive.Learn more about egg sharing, which makes egg freezing entirely free when you donate a portion of the eggs to a family that could not otherwise conceive. Is egg freezing covered in New York state?Under New York state law, egg freezing must be covered by insurance when a medical treatment may directly or indirectly cause infertility. This includes treatments like chemotherapy, radiation, surgery, or other medical treatments that could affect reproductive organs. The law also applies to people undergoing gender-affirming care that might impact fertility.If you qualify for egg freezing coverage under this law, insurance companies:

  • Cannot impose age restrictions
  • Cannot set annual dollar limits
  • Must cover standard services including collecting, freezing, preserving, and storing eggs
  • Can require preauthorization and medical necessity review
  • Can apply standard copays and deductibles

Note: These insurance requirements don't apply to self-funded Employee Retirement Income Security Act (ERISA) plans which are common with large employers, although some of these plans may choose to offer fertility coverage. To understand your specific coverage, check with your insurance provider or employer's benefits department.

However, if you're freezing your eggs for non-medical reasons (often called "elective" egg freezing), you'll likely need to pay out of pocket unless your employer specifically offers it as a benefit. Some large employers in New York City, particularly in tech and finance, include subsidized egg freezing coverage in their benefits packages.

New York now requires employers to give paid time off for fertility treatments

Starting January 1, 2025, private sector employees in New York State are entitled to 20 hours of paid leave annually for fertility treatments. This leave is separate from existing sick leave or other paid time off.

Key points about using New York’s Paid Prenatal Leave for egg freezing:

  • It covers fertility treatment and care
  • Must be paid at your regular rate of pay
  • Can be taken in hourly increments
  • No medical documentation required
  • Available immediately upon hiring
  • Cannot be denied when requested
  • Protected from retaliation

The 20-hour allowance runs for 52 weeks from your first use, not the calendar year. Unused hours don't carry over. The 20-hour allowance should cover most or all appointments in a typical egg freezing cycle, including consultations, monitoring visits, and retrieval day.

Best egg freezing clinics in NYC

There are dozens of great fertility clinics in NYC and the surrounding areas. We recommend narrowing it down to a few clinics near you and then deciding based on the factors that matter the most. We all have different priorities and preferences – some people want a smaller, more boutique-style clinic, others insist on a female doctor, and others just want the shortest commute. 

Read more in What to Look For in an Egg Freezing Clinic

Here are the NYC-based clinics we often work with:

Sama Fertility (Midtown)
115 E 57th St.
New York, NY 10022

Extend Fertility (Midtown)
200 W 57th St #1101
New York, NY 10019

Global Fertility & Genetics (Midtown)
115 E 57th St suite 420 & 430
New York, NY 10022

Kindbody (Bryant Park)
16 E 40th Street, 2nd Floor
New York, NY 10016

Kindbody (Flatiron)
102 5th Avenue
New York, NY 10011

Spring Fertility (Bryant Park)
114 W 41st St 2nd Floor
New York, NY 10036

Neway Fertility (Upper West Side)
123 W 79th St.
New York, NY 10024

If you work with Cofertility to freeze your eggs, we can help you get the best deal and find the right clinic.

Where to get egg freezing medications in NYC

During your egg freezing cycle, you'll need several specialty medications for ovarian stimulation. These are not medications you can get at your typical CVS or Walgreens drugstore but instead come from a specialty or mail-order pharmacy. 

Your fertility clinic may recommend specific fertility pharmacies, though important to note that New York City and the surrounding area offers multiple options for obtaining these prescriptions in-person, including:

Metro Drugs
243 East 60th Street
New York, NY 10022
(212) 794-7200

Apthorp Pharmacy
2191 Broadway
New York, NY 10024
(212) 877-3480

Prima Pharmacy
8 East 41st Street
New York, NY 10017
(718) 230-3535

Mandell’s Clinical Pharmacy
7 Cedar Grove Ln #20
Somerset, NJ 08873
(877) 252-0553

Dobbs Ferry Pharmacy
18 Cedar Street
Dobbs Ferry, NY 10522
(800) 941-8380

Specialty fertility pharmacies offer several important advantages. Their staff is specifically trained in fertility medications and can provide detailed injection training to help you feel confident administering your medications. These pharmacies often secure better pricing through their high-volume purchasing, and they deeply understand the time-sensitive nature of fertility treatments. Many offer convenient pick-up options or same-day delivery throughout NYC to ensure you get your medications when you need them.

However, some patients prefer national mail-order pharmacies that deliver directly to your home or office. Popular options include Schrafts, Freedom Fertility, SMP Pharmacy, and Alto Pharmacy. These companies typically require 24-48 hours for delivery to NYC addresses but may have same-day availability.

Freeze your eggs with Cofertility

Cofertility is a human-first, tech-enabled fertility ecosystem that provides people agency over if, how, and when they have babies — today or someday. We have two programs for egg freezers:

  1. Our Split program offers women a chance to freeze their eggs for free when donating half of the eggs retrieved to a family who cannot otherwise conceive. If you qualify for the program and decide to donate half of your retrieved eggs, every expense associated with the egg freezing procedure —  medications, supplements, travel if necessary, insurance, and 10 years of storage — are completely free of charge. We don’t even need a payment or credit card up front, as the family you match with covers all the expenses.
  2. Our self-pay Keep program allows women to freeze their eggs and keep them all for their future use. Through Keep, we offer our members partnerships and discounts to lighten the financial load of egg freezing, as well as access to our member community.

The benefits of working with Cofertility include:

  • Power of choice: Freeze your eggs more affordably or, if you qualify, freeze for free when you give half to a family who can’t otherwise conceive.
  • Community: Our inclusive online spaces allow you to connect with others going through the process in our private online community.
  • Compassion: We’ll always treat you with care, and our Split program gives you the opportunity to make someone’s family building dreams a reality.
  • Data-driven: We provide you with trustworthy guidance and evidence-based research so you can make informed decisions about your fertility.
  • Free egg freezing: Freeze and store your eggs for 10 years, entirely for free if you qualify for our Split program.

Ready to learn about more affordable (even free!) egg freezing with Cofertility? Fill out this quick quiz to learn about our accessible egg freezing options and see if you qualify for our programs — it only takes one minute.