Your Complete Guide to Egg Freezing in the San Francisco Bay Area (2025)

California has more fertility clinics than any other state, with many of them located in the greater San Francisco Bay area. In fact, there are over 25 clinics to choose from in SF. While the region offers excellent care options, the costs and logistics can be tough to navigate. This guide will help you understand what to expect when freezing your eggs in San Francisco, from costs and clinic selection to practical considerations.

This guide will help you understand what to expect when freezing your eggs in San Francisco, from costs and clinic selection to practical considerations.

Cost of egg freezing in San Francisco

In SF, the total cost of egg freezing typically ranges from $10,000 to $15,000 per cycle, not including medications which can add another $3,000 to $6,000. This base cost usually covers:

• Initial consultation and fertility testing
• Monitoring appointments (bloodwork and ultrasounds)
• Egg retrieval procedure
• Anesthesia
• Vitrification
  

Additional expenses to consider:

• Annual storage fees
• Pre-testing bloodwork
• Future egg thawing, fertilization, and embryo transfer
  

Some SF clinics offer financing options, including payment plans and loans through third-party providers. Some also provide package deals for multiple cycles, which can reduce the per-cycle cost for patients who may need or want to freeze eggs more than once.

Keep in mind that SF-based clinics typically charge premium rates compared to other cities. Not only are salaries higher for staffing in SF, but real estate is also more expensive.

Learn more about egg sharing, which makes egg freezing entirely free when you donate a portion of the eggs to a family that could not otherwise conceive. 

Is egg freezing covered in California?

Under new state law, Senate Bill 729 (SB 729), effective July 1st, 2025, some fertility treatments must be covered by insurance. Here’s what to know about the law:

• It covers approximately 9 million Californians enrolled in large-group, fully insured health plans. 
• It does not apply to people who get their health coverage from religious employers, self-funded employers, or people enrolled in Medi-Cal.
• It covers fertility treatment, including up to three egg retrievals, for people with “infertility”.
• SB 729 defines infertility to be inclusive of the LGBTQ+ community and unpartnered individuals.

To understand your specific coverage, check with your insurance provider or employer's benefits department.

If you're freezing your eggs for non-medical reasons (often called "elective" egg freezing), you'll likely need to pay out of pocket unless your employer specifically offers it as a benefit. Some large employers in Los Angeles, particularly in tech and finance, include subsidized egg freezing coverage in their benefits packages.

Best egg freezing clinics in the San Francisco Bay Area

There are dozens of great fertility clinics in SF and the surrounding areas. We recommend narrowing it down to a few clinics near you and then deciding based on the factors that matter the most. We all have different priorities and preferences – some people want a smaller, more boutique-style clinic, others insist on a female doctor, and others just want the shortest commute. 

Read more in What to Look For in an Egg Freezing Clinic

Here are the San Francisco Bay area-based clinics we often work with:

NOVA IVF (Mountain View)
‍2500 Hospital Dr Building 7
Mountain View, CA 94040

RMA NorCal (San Francisco - Financial District)
‍150 Spear St Suite 500
San Francisco, CA 94105

Pacific Fertility Center (San Francisco - North Beach)
‍55 Francisco St #500
San Francisco, CA 94133

Spring Fertility (San Francisco - Van Ness)
‍1 Daniel Burnham Ct #110
San Francisco, CA 94109

Spring Fertility (Sunnyvale)
‍550 Lakeside Dr
Sunnyvale, CA 94085

Reproductive Science Center (San Ramon)
‍100 Park Place, Suite 200
San Ramon, CA 94583

Reproductive Science Center (Oakland)
‍3300 Webster St. Suite 404
Oakland, CA 94609

Reproductive Science Center (Los Gatos)
‍15066 Los Gatos Almaden Road Suite 110
Los Gatos, CA 95032

Kindbody (San Francisco - Financial District)
‍88 Sutter St 
San Francisco, CA 94104

If you work with Cofertility to freeze your eggs, we can help you find the right clinic.

Where to get egg freezing medications in San Francisco

During your egg freezing cycle, you'll need several specialty medications for ovarian stimulation. These are not medications you can get at your typical CVS or Walgreens drugstore but instead come from a specialty or mail-order pharmacy. 

SF offers a few options for obtaining these prescriptions in-person, including:

Avella Specialty Pharmacy 
2360 Qume Drive, Suite A 
San Francisco, CA 94107

Alto Pharmacy
‍1400 Tennessee St #2
San Francisco, CA 94107

Community, A Walgreens Pharmacy
‍217 Alma Street, Suite 200
Palo Alto, CA 94301

Specialty fertility pharmacies offer several important advantages. Their staff is specifically trained in fertility medications and can provide detailed injection training to help you feel confident administering your medications. These pharmacies often secure better pricing through their high-volume purchasing, and they deeply understand the time-sensitive nature of fertility treatments. Many offer convenient pick-up options or same-day delivery throughout SF to ensure you get your medications when you need them.

However, some patients prefer national mail-order pharmacies that deliver directly to your home or office. Popular options include Schrafts, Freedom Fertility, SMP Pharmacy, and Alto Pharmacy. These companies typically require 24-48 hours for delivery to NYC addresses but may have same-day availability.

Freeze your eggs with Cofertility

Cofertility is a human-first, tech-enabled fertility ecosystem that provides people agency over if, how, and when they have babies — today or someday. We have two programs for egg freezers:

1. Our Split program offers women a chance to freeze their eggs for free when donating half of the eggs retrieved to a family who cannot otherwise conceive. If you qualify for the program and decide to donate half of your retrieved eggs, every expense associated with the egg freezing procedure —  medications, supplements, travel if necessary, insurance, and 10 years of storage — are completely free of charge. We don’t even need a payment or credit card up front, as the family you match with covers all the expenses.
2. Our self-pay Keep program allows women to freeze their eggs and keep them all for their future use. Through Keep, we offer our members partnerships and discounts to lighten the financial load of egg freezing, as well as access to our member community.

The benefits of working with Cofertility include:

• Power of choice: Freeze your eggs more affordably or, if you qualify, freeze for free when you give half to a family who can’t otherwise conceive.
• Community: Our inclusive online spaces allow you to connect with others going through the process in our private online community.
• Compassion: We’ll always treat you with care, and our Split program gives you the opportunity to make someone’s family building dreams a reality.
• Data-driven: We provide you with trustworthy guidance and evidence-based research so you can make informed decisions about your fertility.
• Free egg freezing: Freeze and store your eggs for 10 years, entirely for free if you qualify for our Split program.

Ready to learn about more affordable (even free!) egg freezing with Cofertility? Fill out this quick quiz to learn about our accessible egg freezing options and see if you qualify for our programs — it only takes one minute.