The good news: Colorado has recently enacted a law requiring infertility treatment coverage. The bad news: it doesn’t take effect until 2022. The mandate requires coverage of three completed egg retrievals with unlimited embryo transfers, and the use of single embryo transfers when medically appropriate. There is an exemption for religious organizations, and your coverage may be iffy if you have an ACA (“ObamaCare”) policy — depending on the Department of Health and Human Services’ approval of federal funding.
Want to improve Colorado’s fertility coverage mandates? Contact RESOLVE and ask how to help lobby for coverage in your area. You never know.
Do insurance companies have to cover IVF?
Yes, in 2022.