Insurers in Connecticut are legally required to cover “medically necessary” expenses associated with the diagnosis and treatment of infertility. The forms of infertility treatment that fall within this state mandate include: (i) ovulation induction, (ii) IUI, (iii) IVF, (iv) uterine embryo lavage, (v) embryo transfer, (vi) gamete intrafallopian transfer, (vii) zygote intrafallopian transfer, and (viii) low tubal embryo transfer.
However, keep in mind that Connecticut’s fertility treatment mandate is only accessible for you and your spouse if you maintained your insurance coverage for at least one year. In addition, the state’s mandate was amended in 2005 to exempt employers from providing fertility treatment coverage if it is contrary to the religious beliefs of the organization.
Want to improve Connecticut’s fertility coverage mandates? Contact RESOLVE and ask how to help lobby for coverage in your area. You never know.
Do insurance companies have to cover IVF?