In 2018, the state of Delaware joined the ranks of states that require some sort of infertility treatment coverage. There is a long list of services that must be covered (including IUI, egg/sperm freezing and thawing, IVF, and more), but several restrictions. Fertility preservation coverage is extended to those who may experience infertility as a result of surgery, radiation, chemo, or other medical treatment.
There are age limits (egg retrieval before age 45 and transfer before age 50), and a small list of services not mandated, such as surrogate payments and reversal of voluntary sterilization in certain situations. There’s also an exemption for religious organizations.
Want to improve Delaware’s fertility coverage mandates? Contact RESOLVE and ask how to help lobby for coverage in your area. You never know.
Do insurance companies have to cover IVF?