Delaware requires insurance companies to cover IVF, and that coverage extends to all individual, group and blanket health insurance policies that provide for medical or hospital expenses. The only exceptions are for religious organizations, employers who self-insure, or employers who have fewer than 50 employees. In addition to IVF coverage, insurance companies must cover fertility preservation services for people undergoing medically necessary treatment that may cause “iatrogenic” infertility.
Want to improve Delaware’s fertility coverage mandates? Contact RESOLVE and ask how to help lobby for coverage in your area. You never know.
Do insurance companies have to cover IVF?